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Coconut Pricing

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Starting price

$99.99/month

Pricing model

Paid

Free tier

No

Free trial

Yes

Plans

PlanPriceBillingNotes
Essentials$99.99monthConnect accounts from 30+ banks and credit cards; Track your income and expenses throughout the year with our sole trader accounting app; !Coconut on both mobile and desktop
MTD$129.99monthMake quarterly Making Tax Digital updates quickly and easily; Submit the Making Tax Digital end of year Tax Return; Connect accounts from 30+ banks and credit cards
Self Assessment$129.99monthFile your Self Assessment directly to HMRC; Connect accounts from 30+ banks and credit cards; Track your income and expenses throughout the year with our sole trader accounting app
Full$159.99monthMake quarterly Making Tax Digital updates quickly and easily; Submit the Making Tax Digital end of year Tax Return; File your Self Assessment directly to HMRC

Figures are the vendor's published prices. Unknown values show as “—”. Price-history tracking is not yet available for this tool. Price verified 2026-10-08. Last updated 2026-10-12.

True cost

True cost calculator
PlanListedSeat basisMonthly · 5 seatsAnnual · 5 seats
Essentials$99.99/monthflat$100$1,200
MTD$129.99/monthflat$130$1,560
Self Assessment$129.99/monthflat$130$1,560
Full$159.99/monthflat$160$1,920

Estimate from published prices. Per-seat plans scale with seats; flat plans don't; plans with included seats charge the base until you exceed them, then add the per-seat overage where published. Monthly/annual come from each plan's billing period. Taxes and add-ons excluded.

Coconut's starting price ($99.99) is 99% below the Finance & Accounting average of $6960.

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