Keep
Keep is an all-in-one financial platform designed for Canadian businesses, offering a corporate credit card, expense management, and global banking solutions.
Our verdict
Who it's for
Corporate card, global banking, and growth capital for Canadian businesses
Who should look elsewhere
Primarily focused on the Canadian market, limiting its availability to businesses outside Canada.
Pros
- +Consolidates multiple financial services into a single platform, simplifying business finance.
- +Offers significantly higher credit limits compared to traditional options, supporting business growth.
- +Provides robust expense management and automation features, reducing manual effort and errors.
- +Enables cost-effective international transactions with no-fee global banking and favorable exchange rates.
- +Quick and easy online application process with rapid approval times.
Cons
- −Primarily focused on the Canadian market, limiting its availability to businesses outside Canada.
- −Specific reward structures and credit limits may vary based on business eligibility and financial health.
- −Reliance on a single platform for all financial needs could pose a risk if service is interrupted.
Key features
- ✓4X Rewards Business Credit Card
- ✓Up to 10X higher credit limits
- ✓Free physical and unlimited virtual cards
- ✓Real-time spend controls and card freezing
- ✓Growth capital financing up to $1M
- ✓No-fee global banking with multi-currency support
- ✓Expense automation with receipt uploads and rule building
- ✓International payments at mid-market FX rates
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Core | $79 | month | Up to 31 fee-free days; Standard rewards; Up to 3 users |
| Plus | $119 | month | Up to 38 fee-free days; Premium rewards; Up to 10 users |
| Max | $199 | month | Up to 56 fee-free days; Premium rewards; Unlimited users |