Our verdict
Who it's for
Okay, Next is designed for individuals who have recently experienced a layoff and need to organize their next steps.
Who should look elsewhere
US-centric: COBRA, ACA, WARN, 401(k), and state unemployment are US systems, so it's less useful elsewhere.
Pros
- +Genuinely useful free tier that needs no account.
- +Deadline-aware and sequenced by urgency, so you act on what bites first (e.g. the 60-day COBRA window).
- +Plain, honest tone. No hustle-porn, no \
- +The AI tools are personalized to your real circumstances, not generic templates.
Cons
- −US-centric: COBRA, ACA, WARN, 401(k), and state unemployment are US systems, so it's less useful elsewhere.
- −Freemium
Key features
- ✓Personalized 7/30/60/90-day plan that adapts as you check in
- ✓By-state guides for unemployment
- ✓layoff-notice (WARN)
- ✓and health insurance
- ✓all 50 states + DC
- ✓Deadline tracking with email reminders (COBRA
- ✓severance
- ✓unemployment
- ✓ACA windows)
- ✓Runway calculator: how long your money lasts
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Free Forever | $0 | month | Everything that already exists on the web, stays free forever |
| Monthly | $9.99 | month | Everything Free + Full AI Toolkit |
| 90-Day Plan | $24.99 | month | Everything Free + Full AI Toolkit |
| Annual Backup Plan | $49.99 | month | Everything Free + Full AI Toolkit |