Pluto
Pluto is a comprehensive spend management platform designed to help businesses control all types of company spending, from corporate card purchases and petty cash to l…
Our verdict
Who it's for
Modern corporate card and spend management platform with AI-powered automation.
Who should look elsewhere
Advanced features like multi-subsidiary support and budget autopilot are paid add-ons or part of higher tiers.
Pros
- +Significant time savings (100+ hours/month) through AI automation.
- +Unlimited cashback on international transactions and up to 1.25% on domestic.
- +Comprehensive control over all types of company spending.
- +Supports global subsidiaries in multiple countries.
- +Free plan available for SMEs with up to 10 users.
Cons
- −Advanced features like multi-subsidiary support and budget autopilot are paid add-ons or part of higher tiers.
- −The highest domestic cashback rate is capped to the subscription fee, potentially limiting its benefit for some businesses.
- −The free plan has limitations on the number of users and virtual cards.
Key features
- ✓Cashback Corporate Cards (up to 2% unlimited)
- ✓AI-Powered Expense Management
- ✓Petty Cash Automation
- ✓Procurement Automation
- ✓AP Automation (Invoice Management)
- ✓AI Bookkeeping and Reconciliation
- ✓AI Spend Analytics
- ✓AI Receipt Matching and Policy Enforcement
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Free Forever | $0 | month · per seat | Up to 5 smart corporate card users; 10 Virtual cards per user; 1 Physical Card Per User |
| Growth | $99 | month | Everything in Starter, Plus:; 30 users included ($9 USD/month per additional user); Domestic Cashback: Up to 1.25% cashback* |
| Enterprise | — | month | Everything in Growth, plus:; Unlimited users; Global Operations Support: onboard other entities in Cayman Islands, USA, Canada & other global subsidiaries via Pluto’s Global Ecosystem |